Where each feature works
Tovari runs in three places, and they are not identical. This page is the map: for every part of Tovari that has documentation, it says whether you can use it on a computer, on your phone’s web browser, and in the Tovari mobile app.
Read it before you assume something you did in one place is available in another.
The three places
Section titled “The three places”On a computer, in your browser. The full web app, with the left-hand navigation. This is the widest version of Tovari.
On a phone, in your browser. The same web app, opened on a phone. It rearranges itself into a bottom tab bar and full-screen sheets, and it deliberately leaves out a few screens that need room to be useful. You can switch to the computer layout at any time with View Desktop Site in the More menu.
In the Tovari mobile app. The app you install on your phone. It is a separate app, not the website in a wrapper, so it has its own screens — and, in a few places, its own names for things.
The matrix
Section titled “The matrix”| Feature | On a computer | On a phone browser | In the mobile app | What to know |
|---|---|---|---|---|
| Accounts | Yes | Yes | Yes | Add, edit, reorder and close accounts anywhere. The mobile app sets an account’s Safe to Spend inclusion from the account type and offers no switch for it — change that in the web app. |
| Bank connections | Yes | Yes | Yes | Linking a bank, seeing when it last synced, and reconnecting it are available in all three. Choosing how much past activity to bring in is offered on a computer and a phone browser only; the mobile app brings in about the last 90 days. |
| Bills | Yes | Yes | Yes | Scheduled bills are a forecast. Tovari never posts one for you — you enter or skip each occurrence yourself, and entering one attaches it to a matching bank transaction rather than duplicating it. Suggested recurring payments are offered on a computer and in the mobile app, but not in the phone-browser layout. |
| Budget | Yes | Yes | Yes | The envelope budget, the month walk and the rollover work the same in all three. |
| Categories | Yes | No | No | Web only, on a computer. Renaming a category, moving it between sections, changing its icon or colour, and deleting one all need the computer layout. Categories you already have are usable everywhere, and you can still create a one-off category on a phone. |
| Dashboard | Yes | Yes | Yes | Each version shows a different set of cards. The computer layout shows the most — your spending by category and by payee, your savings goals, account balances and watched categories, alongside Net Worth and your income, budgeted and spent totals. The phone browser and the mobile app each show a shorter set built around Safe to Spend, your budget, what is coming up and recent activity. |
| Data and privacy | Yes | Yes | No | Web only. Downloading a copy of your data is done in the web app, on a computer or a phone browser. The mobile app does not offer it. |
| Email verification | Yes | Yes | Yes | Verifying a new email address works from wherever you signed up. |
| File import | Yes | No | No | Web only, on a computer. Importing a CSV, OFX or QFX file — including the column-mapping step — needs the computer layout. |
| Getting help | Yes | Yes | Yes | Reporting a bug, a suggestion or a question is available in all three, and reaches the same place. On a computer and in a phone browser it is behind the help button in the bottom-right corner; in the mobile app it is behind the help control in the header on Dashboard, Accounts, a register, Budget, Bills and Reports, under Ask about this screen. In each, the assistant can write the report for you to confirm, and a plain form is always available — including when the assistant is not. |
| Getting set up | Yes | Yes | Yes | The guided setup — accounts first, then the budget interview — runs wherever you create your account. |
| Help chat | Yes | Yes | Yes | Answers how-to questions from this documentation, offers to take you to the right screen, and can write up a bug or suggestion for you to confirm. It has no access to your accounts or balances, and it only discusses Tovari. On a computer it opens as a panel from the Ask Tovari button in the bottom-right corner; on a phone it opens as a sheet, from that same corner button in a phone browser and from the header on the main screens of the mobile app. In the mobile app the header control offers Ask about this screen and Documentation — on a computer the two are separate, the docs button sitting beside the notification bell. The Go to… button appears only for screens the version you are on actually has — the Review Center in a phone browser, and the Net Worth and Safe to Spend reports in the mobile app, get the answer without the button. |
| Household | Yes | Yes | Yes | Inviting someone to your household and managing who is in it are available in all three. |
| Legal policies | Yes | Yes | Yes | You are asked to accept updated terms wherever you sign in; accepting in one place clears it everywhere. |
| Payees | Yes | No | No | Web only, on a computer. The payee directory — matching rules, merging duplicates and default categories — needs the computer layout. Picking a payee, or creating one by typing a name that does not exist yet, while you are entering a transaction works on a phone browser and in the mobile app. |
| Reports | Yes | Yes | Yes | The mobile app offers a subset of the reports: Net Worth and the Safe to Spend report are web only. |
| Review Center | Yes | No | Yes | In the mobile app this is the Alerts tab, with the same queues. It is not in the phone-browser layout — open it on a computer or use the mobile app. |
| Safe to Spend | Yes | Yes | Yes | The number is calculated by Tovari, not by the screen you are looking at, so all three always agree. |
| Settings | Yes | Yes | Yes | The mobile app carries a subset of the settings sections; see each feature’s own page for where a specific setting lives. |
| Signing in | Yes | Yes | Yes | Email and password, Google, and Apple sign-in are available in all three. |
| Subscription | Yes | Yes | Yes | You can see your plan and its status everywhere. Purchases and plan changes are made in the mobile app — the web app shows your subscription but cannot change it. |
| Transactions | Yes | Yes | Yes | The mobile app offers a subset of the register’s features. Exporting your transactions to a spreadsheet is done in the web app, on a computer. |
| Two-factor authentication | Yes | Yes | Yes | You can complete a two-factor code when signing in on all three. Turning two-factor on or off is done in the web app. |
What this page does not list
Section titled “What this page does not list”Tovari also contains internal building blocks — shared navigation chrome, reference data and similar plumbing — that no one uses directly and that have no documentation of their own. Those are intentionally left off this page. If something you can actually see and use in Tovari is missing here, that is a gap in this page; please tell us.
How this page is kept accurate
Section titled “How this page is kept accurate”This page is updated whenever a feature gains or loses a platform, in the same change that ships that work. It is reviewed by hand rather than generated, because “does this exist on the phone” is a judgement about what a person can actually do, not something a script can read off the code.
A test in the Tovari repository checks that every documented feature has a row here, so a new feature cannot quietly ship without appearing on this page.