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Household

A household is one shared set of books. Everyone in it sees the same accounts, the same register, the same budget and the same bills — because for people running one financial life, separate copies of the truth are the problem, not the feature.

That is you and up to four others. When your household is full, the invite screen says so:

Your household is full. A household can have up to 5 people — remove a member or revoke a pending invite to add someone new.

A pending invitation counts toward the five. If you invited the wrong address, revoke it and the place frees up immediately.

Everything in the shared books: accounts and balances, every transaction, the budget, bills, payees and reports. Sharing a household is sharing the money, not a filtered view of it — invite someone you would show your bank statements to.

A few things stay yours alone rather than being shared, because they describe how you use Tovari rather than what the money did — your register view preferences and your favourite accounts among them.

An invitation is good for seven days. After that it stops working and you send a new one. That is a security property, not an inconvenience: an invitation link that lived forever in an old inbox would be a standing key to your finances.

A household can send five invitations in any 24 hours, and one you revoke still counts toward the five. That is enough to fill a household and fix a typo or re-send an expired link, while stopping anyone from using Tovari’s invitation emails to message strangers. Past the limit, the invite screen tells you so:

You’ve sent the most invites allowed for today. Please try again tomorrow.

The name in an invitation email is the name on your account. A name can’t include a web address or link, so an invitation always reads as coming from a person rather than advertising somewhere.

Open Settings, then Household. It lists who is in the household and any invitation waiting to be accepted.

Choose to add someone and enter their email address. Tovari emails them an invitation and confirms that it was sent. The invitation link is only ever in that email — Tovari never shows it to you or offers to copy or share it, so it can’t be passed to the wrong person. If Tovari can’t confirm the email was delivered, it says so; if it never arrives, revoke the invitation and invite again.

They do not need a Tovari account first — accepting the invitation walks them through creating one, and they land in your household rather than in books of their own.

  • A pending invitation can be revoked before it is accepted, which frees the place immediately.
  • A member can be removed. Tovari asks you to confirm, because it ends their access to the shared books.

Removing someone does not delete anything they entered. The transactions, payees and budget decisions they made stay exactly where they are — the books are the household’s, not the person’s.

The Household section works the same way in the phone-browser layout: the same roster, the same invite flow, the same revoke and remove actions.