One bill's match decision log
const url = 'https://api.tovarifinancial.com/bills/2489E9AD-2EE2-8E00-8EC9-32D5F69181C0/match-decisions';const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
try { const response = await fetch(url, options); const data = await response.json(); console.log(data);} catch (error) { console.error(error);}curl --request GET \ --url https://api.tovarifinancial.com/bills/2489E9AD-2EE2-8E00-8EC9-32D5F69181C0/match-decisions \ --header 'Authorization: Bearer <token>'READ-ONLY (KAN-3747): writes nothing and takes no idempotency key. Returns the decisions the one bill-match engine made about this bill’s occurrences — settled, pending_hint, offered, ambiguous or refused — newest first (created_at, then id, descending), at most 200 rows, optionally narrowed to one ORIGINAL occurrence date. A bill with no decisions answers 200 with decisions: []. A missing bill and another household’s bill both answer 404.
Authorizations
Section titled “Authorizations”Parameters
Section titled “Parameters”Path Parameters
Section titled “Path Parameters”Bill id
Query Parameters
Section titled “Query Parameters”Calendar date, ‘YYYY-MM-DD’
Narrow to one ORIGINAL occurrence date ‘YYYY-MM-DD’. Absent or empty returns every occurrence’s decisions; any other value that is not a real calendar date is a 400 on occurrenceDate.
Responses
Section titled “Responses”The decisions, newest first
object
object
object
Calendar date, ‘YYYY-MM-DD’
The engine route or the refusal reason — a short machine label, never bank text.
The pair’s score (0.0000-99.9999); null when none was recorded.
A JSON summary of the evidence (name-evidence kind, amount-band facts, uniqueness facts, day offset). Never raw bank text, a descriptor, a payee name or a bill name.
object
The settle route the settlement stamped; present only when action is ‘settled’.
Example
{ "data": { "decisions": [ { "action": "settled", "anchorKind": "schedule", "runSource": "sync" } ] }}Validation failed — see errorCode / fieldErrors
object
Machine-readable error code (AUTH_ERROR_CODES).
Optional field-level validation errors, keyed by field name.
object
Example
{ "errorCode": "INVALID_EMAIL_FORMAT"}Missing, invalid, or expired bearer token
object
Machine-readable error code (AUTH_ERROR_CODES).
Optional field-level validation errors, keyed by field name.
object
Example
{ "errorCode": "INVALID_EMAIL_FORMAT"}Authenticated, but the tenant gate refuses the request until the caller resolves a precondition. errorCode is one of EMAIL_NOT_VERIFIED, POLICY_ACCEPTANCE_REQUIRED, or SUBSCRIPTION_REQUIRED, evaluated in exactly that order (contract term CCR-1: email verification first, then policy acceptance, then subscription — so a subscriber who has merely not re-accepted the current policies always sees POLICY_ACCEPTANCE_REQUIRED). A POLICY_ACCEPTANCE_REQUIRED body additionally carries details.outstanding (the policy versions still to accept) and details.firstAcceptance. The SUBSCRIPTION_REQUIRED arm is INERT unless the server-side BILLING_ENABLED flag is exactly the string true; while it is off, only the first two codes are reachable. Not retryable as sent — resolve the named condition, then resend.
object
Which precondition refused the request. Evaluated in this order (CCR-1); SUBSCRIPTION_REQUIRED is unreachable while BILLING_ENABLED is not exactly true.
object
Active policy versions the user has not yet accepted.
object
True when the user has accepted no policy before — the client renders the new-signup screen rather than the re-acceptance one.
Example
{ "errorCode": "EMAIL_NOT_VERIFIED"}Resource not found or not owned by the caller org
object
Machine-readable error code (AUTH_ERROR_CODES).
Optional field-level validation errors, keyed by field name.
object
Example
{ "errorCode": "INVALID_EMAIL_FORMAT"}Internal error (no internal detail leaked)
object
Machine-readable error code (AUTH_ERROR_CODES).
Optional field-level validation errors, keyed by field name.
object
Example
{ "errorCode": "INVALID_EMAIL_FORMAT"}Service temporarily unavailable — errorCode is SERVICE_UNAVAILABLE. A TRANSIENT, RETRYABLE condition rather than a defect in the request: a query that exceeded its time budget, a lost or refused database connection, a saturated connection pool, or an outage at an upstream provider the request depends on (the authentication provider, or the bank data provider on a bank-connection operation). The identical request may succeed on retry — back off briefly and, on a write, resend the same X-Idempotency-Key where the operation accepts one.
object
Machine-readable error code (AUTH_ERROR_CODES).
Optional field-level validation errors, keyed by field name.
object
Example
{ "errorCode": "INVALID_EMAIL_FORMAT"}