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One bill's match decision log

GET
/bills/{id}/match-decisions
curl --request GET \
--url https://api.tovarifinancial.com/bills/2489E9AD-2EE2-8E00-8EC9-32D5F69181C0/match-decisions \
--header 'Authorization: Bearer <token>'

READ-ONLY (KAN-3747): writes nothing and takes no idempotency key. Returns the decisions the one bill-match engine made about this bill’s occurrences — settled, pending_hint, offered, ambiguous or refused — newest first (created_at, then id, descending), at most 200 rows, optionally narrowed to one ORIGINAL occurrence date. A bill with no decisions answers 200 with decisions: []. A missing bill and another household’s bill both answer 404.

id
required
string format: uuid

Bill id

occurrenceDate

Calendar date, ‘YYYY-MM-DD’

string

Narrow to one ORIGINAL occurrence date ‘YYYY-MM-DD’. Absent or empty returns every occurrence’s decisions; any other value that is not a real calendar date is a 400 on occurrenceDate.

The decisions, newest first

Media typeapplication/json
object
data
required
object
decisions
required
Array<object>
object
id
required
string format: uuid
billId
required
string format: uuid
accountId
required
string format: uuid
occurrenceDate
required

Calendar date, ‘YYYY-MM-DD’

string
transactionId
required
string format: uuid
nullable
action
required
string
Allowed values: settled pending_hint offered ambiguous refused
reason
required

The engine route or the refusal reason — a short machine label, never bank text.

string
score
required

The pair’s score (0.0000-99.9999); null when none was recorded.

number
nullable
anchorKind
required
string
Allowed values: schedule mark forecast
evidence
required

A JSON summary of the evidence (name-evidence kind, amount-band facts, uniqueness facts, day offset). Never raw bank text, a descriptor, a payee name or a bill name.

object
key
additional properties
any
runSource
required
string
Allowed values: sync read trigger
settleRoute
required

The settle route the settlement stamped; present only when action is ‘settled’.

string
nullable
createdAt
required
string format: date-time
message
string
requestId
required
string
timestamp
required
string format: date-time
Example
{
"data": {
"decisions": [
{
"action": "settled",
"anchorKind": "schedule",
"runSource": "sync"
}
]
}
}

Validation failed — see errorCode / fieldErrors

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Missing, invalid, or expired bearer token

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Authenticated, but the tenant gate refuses the request until the caller resolves a precondition. errorCode is one of EMAIL_NOT_VERIFIED, POLICY_ACCEPTANCE_REQUIRED, or SUBSCRIPTION_REQUIRED, evaluated in exactly that order (contract term CCR-1: email verification first, then policy acceptance, then subscription — so a subscriber who has merely not re-accepted the current policies always sees POLICY_ACCEPTANCE_REQUIRED). A POLICY_ACCEPTANCE_REQUIRED body additionally carries details.outstanding (the policy versions still to accept) and details.firstAcceptance. The SUBSCRIPTION_REQUIRED arm is INERT unless the server-side BILLING_ENABLED flag is exactly the string true; while it is off, only the first two codes are reachable. Not retryable as sent — resolve the named condition, then resend.

Media typeapplication/json
object
errorCode
required

Which precondition refused the request. Evaluated in this order (CCR-1); SUBSCRIPTION_REQUIRED is unreachable while BILLING_ENABLED is not exactly true.

string
Allowed values: EMAIL_NOT_VERIFIED POLICY_ACCEPTANCE_REQUIRED SUBSCRIPTION_REQUIRED
message
required
string
details
object
outstanding
required

Active policy versions the user has not yet accepted.

Array<object>
object
id
required
string format: uuid
policyType
required
string
version
required
integer
title
required
string
firstAcceptance
required

True when the user has accepted no policy before — the client renders the new-signup screen rather than the re-acceptance one.

boolean
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "EMAIL_NOT_VERIFIED"
}

Resource not found or not owned by the caller org

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Internal error (no internal detail leaked)

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Service temporarily unavailable — errorCode is SERVICE_UNAVAILABLE. A TRANSIENT, RETRYABLE condition rather than a defect in the request: a query that exceeded its time budget, a lost or refused database connection, a saturated connection pool, or an outage at an upstream provider the request depends on (the authentication provider, or the bank data provider on a bank-connection operation). The identical request may succeed on retry — back off briefly and, on a write, resend the same X-Idempotency-Key where the operation accepts one.

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}