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Skip a scheduled occurrence (advance cursor only)

POST
/bills/{id}/skip
curl --request POST \
--url https://api.tovarifinancial.com/bills/2489E9AD-2EE2-8E00-8EC9-32D5F69181C0/skip \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '{ "occurrenceDate": "example" }'

X-Idempotency-Key is HONORED (KAN-1517), through the shared idempotency store. A redelivery of the same key with the same body replays the recorded 200 envelope byte for byte and advances next_payment_date no further; the same key carrying a different occurrenceDate, or aimed at a different bill, is refused 409 IDEMPOTENCY_CONFLICT rather than applied as a second skip. The key is optional — an unkeyed request behaves exactly as before. An unkeyed retry cannot skip a second occurrence (the outstanding-occurrence gate refuses it), but it answers 400 instead of the 200 the first delivery earned, so a client that retries should send a key.

id
required
string format: uuid

Bill id

X-Idempotency-Key
string

Optional idempotency key for safe write retries. Every operation that declares this header reads it. Three cases, told apart per operation: (1) where the operation also documents a 409 whose codes include IDEMPOTENCY_CONFLICT, replaying this key with a different payload returns 409 IDEMPOTENCY_CONFLICT and replaying it with the same payload returns the original response; (2) where it documents no 409, a replay is reconciled optimistically against a unique key column and answers the original 200; (3) where it documents a 409 whose codes do NOT include IDEMPOTENCY_CONFLICT, a conflict on this key is impossible — a replay answers a 200, and that 409 is a resource-state conflict described by the operation’s own 409 schema.

Media typeapplication/json
object
occurrenceDate
required

Calendar date, ‘YYYY-MM-DD’

string
Examplegenerated
{
"occurrenceDate": "example"
}

Advanced bill

Media typeapplication/json
object
data
required
object
bill
object
id
string format: uuid
accountId
string format: uuid
accountName
string
nullable
accountType
string
nullable
payeeId
string
nullable
name
string
memo
string
nullable
budgetCategoryId
string
nullable
categoryName
string
nullable
categoryColorId
string
nullable
sectionId
string
nullable
sectionName
string
nullable
amountCents

Integer minor units (cents)

integer format: int64
direction
string
Allowed values: expense income
frequency
string
Allowed values: once monthly quarterly weekly biweekly twice-monthly annually
dayOfMonth
integer
nullable
dayOfWeek
integer
nullable
day2
integer
nullable
annualMonth
integer
nullable
startDate

Calendar date, ‘YYYY-MM-DD’

string
endType
string
Allowed values: never after-count by-date
endCount
integer
nullable
endDate

Calendar date, ‘YYYY-MM-DD’

string
nullable
isActive
boolean
isSettled
boolean
scheduleStarted

Server-computed (KAN-963): true once an occurrence of this schedule has been entered or skipped — any payment-history row, or the settle cursor past the first occurrence. True means First Payment is locked: a recurring bill then refuses a changed startDate. Emitted on every bill row; never recompute it on the client.

boolean
nextDueDate

Calendar date, ‘YYYY-MM-DD’

string
nullable
nextPaymentDate

Calendar date, ‘YYYY-MM-DD’

string
nullable
monthlyEquivCents

Integer minor units (cents)

integer format: int64
nullable
occurrenceStatus

Presentation metadata for the occurrence at nextDueDate, stamped on EVERY bill row. Meaningful only alongside a non-null nextDueDate — an exhausted, settled or paused schedule has no occurrence to be pending or late and carries the neutral upcoming, as does a next occurrence that is skipped (KAN-3365 — never rendered late).

string
Allowed values: upcoming overdue payment_pending match_ambiguous marked_scheduled
amountMinCents

Integer minor units (cents)

integer format: int64
nullable
amountMaxCents

Integer minor units (cents)

integer format: int64
nullable
destinationAccountId

Transfer counterparty account (the source stays accountId). Null when the bill declares none, in which case Safe to Spend keeps skipping a pooled transfer bill. Emitted on every bill row.

string format: uuid
nullable
autoEnterMode

KAN-3748. The per-bill Auto-enter setting: automatic (the default) — a payment the server finds for this bill is entered unattended, with a bills.auto_entered notification; ask_first — the payment is offered for the household to confirm and never entered unattended. Emitted on every bill row.

string
Allowed values: automatic ask_first
scheduledMark
object
scheduledPaymentDate
required

Calendar date, ‘YYYY-MM-DD’

string
amountCents
required

Integer minor units (cents)

integer format: int64
effectiveDueDate

ScheduledMark ? its scheduledPaymentDate : this row’s own nextDueDate. NULLABLE here, unlike the per-occurrence surfaces: it mirrors nextDueDate, and an exhausted, settled or paused schedule has no occurrence and therefore no effective date for one.

string
nullable
effectiveAmountCents

SIGNED (income +, expense −), server-computed as declaration → forecast → schedule. Equals the schedule’s own signed amount when no override is present. Never re-derive a sign on the client.

integer format: int64
forecastDate

The FORECAST-ONLY date override on the nextDueDate occurrence (a Cash Flow “this occurrence only” edit), or null (KAN-2926/KAN-3364). Null whenever nextDueDate is null. Outranked by scheduledMark when both are present; already folded into effectiveDueDate.

string
nullable
forecastAmountCents

The FORECAST-ONLY amount override on the nextDueDate occurrence, as the POSITIVE MAGNITUDE it is stored as, or null (KAN-2926/KAN-3364). The signed figure is effectiveAmountCents; amountCents stays the series amount. Outranked by scheduledMark when both are present.

integer format: int64
nullable
skipped

“Do not count this one” on the nextDueDate occurrence (KAN-2913/KAN-3364). False whenever nextDueDate is null. Presentation only on this surface — it moves no figure in summary and is not POST /bills/{id}/skip: no cursor moves.

boolean
outOfBandMatch

KAN-2868 — the TIER-2 “Payment found” offer the matching engine makes for the nextDueDate occurrence: the same object GET /bills/scheduled emits on that occurrence. Explicit null when nextDueDate is null, the bill has no account, nothing is offered, or the match scan failed. Presentation only: it does NOT widen occurrenceStatus (payment_pending still means a pending match), settles nothing and moves no figure in summary. Older servers omit the key.

object
transactionId
required
string
amountCents
required

SIGNED ledger cents, passed through exactly as stored.

integer format: int64
transactionDate
required

Calendar date, ‘YYYY-MM-DD’

string
description
required

The register’s display text — transactions.description, never bank_description.

string
status
required

The bank row’s own status, so a confirmed Enter claims the row with the value it was offered under.

string
Allowed values: cleared pending
reason

WHICH ROUTE offered the row. Always emitted by the server, but deliberately NOT required: a client that does not recognise the value must keep rendering its existing copy rather than discarding the match.

string
Allowed values: amount_differs network_descriptor exact_amount_unique declared_date_float
learnedRange

The amount band learned from this bill’s own in-band payment history, or null when there is not enough history to learn one. Display only.

object
minCents
required

Integer minor units (cents)

integer format: int64
maxCents
required

Integer minor units (cents)

integer format: int64
avgCents
required

Integer minor units (cents)

integer format: int64
sampleCount
required
integer
effectiveToleranceCents

The amount band this bill is presented as accepting, and WHICH input produced it — a manual min/max override, the learned range, or the default. Display only.

object
minCents
required

Integer minor units (cents)

integer format: int64
maxCents
required

Integer minor units (cents)

integer format: int64
source
required
string
Allowed values: manual learned default
lastAutoEntered

KAN-3748, GET /bills only. The bill’s latest settlement when the server entered it UNATTENDED (an engine route) AND POST /transactions/{id}/unsettle can still reverse it, else null — the “Auto-entered Oct 8 · Undo” activity entry.

object
transactionId
required

The bank row Undo releases (POST /transactions/{id}/unsettle).

string format: uuid
occurrenceDate
required

Calendar date, ‘YYYY-MM-DD’

string
paymentDate
required

The bank row’s posted date — the date the notification names.

string
amountCents
required

POSITIVE magnitude paid.

integer format: int64
message
string
requestId
required
string
timestamp
required
string format: date-time
Example
{
"data": {
"bill": {
"direction": "expense",
"frequency": "once",
"endType": "never",
"occurrenceStatus": "upcoming",
"autoEnterMode": "automatic",
"outOfBandMatch": {
"status": "cleared",
"reason": "amount_differs"
},
"effectiveToleranceCents": {
"source": "manual"
}
}
}
}

Validation failed — see errorCode / fieldErrors. VALIDATION_ERROR or BILL_OCCURRENCE_NOT_OUTSTANDING: the occurrence is not (or no longer) outstanding. BILL_EARLIER_OCCURRENCE_OUTSTANDING (KAN-3762): an EARLIER original-date occurrence of this bill in [cursor, occurrenceDate) is still outstanding and not exception-skipped, so this write would carry the cursor past an unpaid occurrence — fixed message ‘Enter or skip the earlier bill first.’, details.earliestOutstandingDate, no fieldErrors. ZERO writes; an idempotent replay of an earlier successful key is answered first, and the refused key is released (never poisoned). Never raised for a bill with a NULL cursor; GET /bills/scheduled exposes the same rule as enterBlockedByDate.

Media typeapplication/json
object
errorCode
required
string
Allowed values: VALIDATION_ERROR BILL_OCCURRENCE_NOT_OUTSTANDING BILL_EARLIER_OCCURRENCE_OUTSTANDING
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
details
object
earliestOutstandingDate
required

The earliest EARLIER original-date occurrence of this bill still outstanding and not exception-skipped — the one to Enter or Skip first.

string
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "VALIDATION_ERROR"
}

Missing, invalid, or expired bearer token

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Authenticated, but the tenant gate refuses the request until the caller resolves a precondition. errorCode is one of EMAIL_NOT_VERIFIED, POLICY_ACCEPTANCE_REQUIRED, or SUBSCRIPTION_REQUIRED, evaluated in exactly that order (contract term CCR-1: email verification first, then policy acceptance, then subscription — so a subscriber who has merely not re-accepted the current policies always sees POLICY_ACCEPTANCE_REQUIRED). A POLICY_ACCEPTANCE_REQUIRED body additionally carries details.outstanding (the policy versions still to accept) and details.firstAcceptance. The SUBSCRIPTION_REQUIRED arm is INERT unless the server-side BILLING_ENABLED flag is exactly the string true; while it is off, only the first two codes are reachable. Not retryable as sent — resolve the named condition, then resend.

Media typeapplication/json
object
errorCode
required

Which precondition refused the request. Evaluated in this order (CCR-1); SUBSCRIPTION_REQUIRED is unreachable while BILLING_ENABLED is not exactly true.

string
Allowed values: EMAIL_NOT_VERIFIED POLICY_ACCEPTANCE_REQUIRED SUBSCRIPTION_REQUIRED
message
required
string
details
object
outstanding
required

Active policy versions the user has not yet accepted.

Array<object>
object
id
required
string format: uuid
policyType
required
string
version
required
integer
title
required
string
firstAcceptance
required

True when the user has accepted no policy before — the client renders the new-signup screen rather than the re-acceptance one.

boolean
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "EMAIL_NOT_VERIFIED"
}

Resource not found or not owned by the caller org

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Conflict. errorCode is IDEMPOTENCY_CONFLICT when an X-Idempotency-Key was replayed with a different request payload; where the operation instead detects a resource-state conflict it carries that endpoint’s own errorCode (a duplicate name, an import that is no longer committable, an account already linked to a bank connection).

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Internal error (no internal detail leaked)

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}

Service temporarily unavailable — errorCode is SERVICE_UNAVAILABLE. A TRANSIENT, RETRYABLE condition rather than a defect in the request: a query that exceeded its time budget, a lost or refused database connection, a saturated connection pool, or an outage at an upstream provider the request depends on (the authentication provider, or the bank data provider on a bank-connection operation). The identical request may succeed on retry — back off briefly and, on a write, resend the same X-Idempotency-Key where the operation accepts one.

Media typeapplication/json
object
errorCode
required

Machine-readable error code (AUTH_ERROR_CODES).

string
Allowed values: INVALID_EMAIL_FORMAT USER_ALREADY_EXISTS INVALID_INVITE_CODE WRONG_PASSWORD USER_NOT_FOUND AUTHENTICATION_FAILED EXPIRED_CODE INVALID_CODE INVALID_PASSWORD VALIDATION_ERROR SIGNUP_FAILED DATABASE_ERROR SERVICE_UNAVAILABLE PLAID_ERROR IDEMPOTENCY_CONFLICT ACCOUNT_ALREADY_LINKED NOT_FOUND
message
required
string
fieldErrors

Optional field-level validation errors, keyed by field name.

object
key
additional properties
Array<string>
requestId
required
string
timestamp
required
string format: date-time
Example
{
"errorCode": "INVALID_EMAIL_FORMAT"
}