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Settings

Settings holds the decisions that are about your account rather than about your money: who else is in your household, how you sign in, which accounts feed Safe to Spend, your plan, and getting a copy of your data.

This is worth knowing before you go looking. Tovari deliberately keeps a setting next to the thing it affects, so the great majority of what you can change lives on the feature’s own screen rather than here — whether an account counts toward Safe to Spend is on the account, whether a category is budgeted is on the budget, and how your register is filtered and sorted is on the register.

If a setting is not in Settings, look at the thing it changes.

Settings is in the left-hand navigation. It opens with a list of sections down the side.

Section What is in it
Security Two-factor authentication — turning it on, and turning it off.
Household Who shares your books, and inviting or removing someone.
Safe to Spend How your Safe to Spend number is worked out.
Billing Your plan and its status.
Data & Privacy Downloading a copy of your data, and how to ask for erasure.
Profile The account you’re signed in as — name, email and household role, read-only.

All six sections are here in the phone-browser layout, as a list of cards you open one at a time rather than a side rail. Setting up two-factor is possible here, but scanning a QR code from the same phone that is displaying it is awkward — a computer is easier.