The budget interview
Step 4 of the Quick start. Your accounts exist. Onboarding now asks its second and last question before handing you the app.
Onboarding is two steps, not five
Section titled “Onboarding is two steps, not five”- Add your accounts — the page you just finished.
- The budget interview — this page.
That is the whole of it, on both platforms.
There is no “what to track” step, on purpose
Section titled “There is no “what to track” step, on purpose”Most budgeting apps open with a long checklist of categories to pick from. Tovari does not, because the entire category catalog is adopted into your household automatically when you sign up. Nothing is left un-tracked, so there is nothing to ask about.
That is the “categorize everything, budget selectively” thesis in practice. The interview asks only the second half of it: of everything Tovari is already tracking, which handful do you actually want to manage with a budget envelope?
Answering it is optional. Picking nothing is a perfectly valid answer — every category is still tracked, and you can flag envelopes later from the Budget screen at any time. See your first envelope.
What you see
Section titled “What you see”The right-hand panel takes over with the heading What do you want to budget? and the explanation that everything else is tracked automatically and you can add targets any time on the Budget screen.
Below it are a few short lifestyle questions, each with a row of multi-select chips — tap as many as apply, across as many questions as you like.
Finishing
Section titled “Finishing”The footer button counts your picks:
- With nothing selected it reads Skip for now →, and continues without sending anything.
- With picks selected it reads Budget N items → and flags them.
If something goes wrong or only part of the set could be set up, a notice appears with a retry and an explicit Continue to Dashboard →, so you are never stuck at the last step of onboarding — including if you are offline.
The Expo app runs the same two steps in the same order, and the interview asks the same question from the same catalog — this is genuine parity, not a reduced mobile version. What differs is the native chrome around it.
What you see
Section titled “What you see”The accounts step ends with two buttons: Add an account, and then Continue (or Skip for now if you added none). Tapping past it moves you to the interview screen, headed What do you want to budget? with the subline Pick the categories you want to keep an eye on. You can change these any time.
Each question renders as a row of tappable chips sized for a finger; tap to select and tap again to clear.
Finishing
Section titled “Finishing”The primary button at the bottom counts your picks exactly as the web footer does — Skip for now → with nothing selected, Budget N items → otherwise — and lands you on the dashboard.
If only part of the set could be saved, the screen shows how many of how many were added, with Retry and Continue to Dashboard → side by side.
Where you are now
Section titled “Where you are now”Onboarding is done and you are looking at the app with real accounts behind it. Time to read what is in one: reading your register.