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Review Center

Tovari notices things it is fairly sure about but will not act on by itself: two transactions that look like the same money moving between your accounts, a charge that looks like it repeats every month, spending with no category, a transaction you typed that your bank then sent through as well.

Rather than guessing, Tovari puts each of these in a queue and asks you. The Review Center is where those queues live, so the decisions are in one place instead of scattered through your register.

Nothing here changes your money. Confirming a suggestion changes how Tovari files something you already have.

Queue What is in it
Detected Transfers Money that moved between two of your own accounts. Confirming the pair stops it counting as spending.
Recurring Bills Charges that look like they repeat. Adding one puts it on your schedule.
Uncategorized Transactions with no category yet.
Possible Duplicates Two records of what looks like one charge — either something you typed and your bank then sent through as well, or two copies your bank sent of the same purchase.

Two of the queues tell you what confirming them will change, because both affect numbers you rely on elsewhere:

  • Uncategorized spending stays out of your category budgets until it is filed. Until you file it, your budget is reporting less spending than actually happened, and the queue shows you the running total that is sitting unfiled.
  • Adding a bill puts it on your schedule and into Safe to Spend’s bills due. The queue shows the monthly effect of adding everything in it, so you can see what it would do before you commit.

A duplicate can come from either side. Sometimes you typed a purchase and your bank sent the same one through afterwards. Sometimes your bank simply sent the same purchase twice — that one used to sit in your register unnoticed, and Tovari now finds it.

Because a merchant you visit twice in a day is perfectly normal, Tovari only raises a bank-sent repeat when the same charge shows up doubled on other days too. If it is just a busy day at the same coffee shop, nothing is raised.

When you keep one copy and remove the other, the card tells you first if your balance will move, and asks you to tick a box confirming the amount before it does anything. Nothing is removed until you say so, and if you would rather leave both, Not a duplicate always clears the card.

Rejecting a suggestion is remembered. If you say something is not a transfer, not a bill, or not a duplicate, Tovari will not suggest it again.

Review Center is in the left-hand navigation, carrying a count when there is anything waiting. When there is nothing, it tells you so: You’re all caught up — nothing needs review.

The four queues sit in a rail down the side; choosing one shows its items. Each queue has a primary action and a “not this” action — Approve transfer and Not a transfer on a detected pair, and the equivalent pair on each of the others.

Where a queue supports it you can work in bulk rather than one at a time: Approve all on detected transfers, and multi-select with Clear selection on uncategorized spending. Tovari tells you how many of the batch succeeded rather than reporting a silent all-or-nothing.

Adding a recurring bill can be undone from the queue after the fact — the row shows it was Added to schedule and offers to reverse it. A bulk categorization offers Undo — restore categories, which puts the previous categories back rather than clearing them.

The Review Center is not in the phone-browser layout. To work these queues, open the web app on a computer or use the Tovari mobile app, where they appear as Alerts.