Simple pricing. One plan.
There's one plan, and every budgeting feature comes with it.
$5.99/month
or $44.99 billed yearly (save 37%)
Start your free trial14-day free trial · Card required · Cancel any time
We email you before your trial ends, so you can cancel before you're charged.
Unlimited bank-connected accounts
Shared budgeting for up to five people
Safe to Spend, updated in real time
Bills, alerts & recurring tracking
Seven reports, including cash flow and net worth
iPhone & Android apps + web dashboard
Feedback from our early adopters
Tovari keeps track of our budget and finances in one place: checking, savings, loans, not to mention account balances, income, spending, net worth. It's easy to set up recurring and future transactions, and being able to see how these things look in future months is helping us stay on track with our goals!
My wife is the budgeter. I just want to know what I can spend. Thank you, Tovari.
I relied on spreadsheets for a long time to keep track of my budget, because I didn't trust the budgeting tools available… Tovari pulling all my financial data into one place and giving me the big picture of how I spend and what money I have available at any given time helped me to see my financial outlook in a new way, without all of the manual work I was used to.
How Tovari compares
Most budgeting apps show you a number. Tovari lets you check it with statement reconciliation, double-entry transfers and real file import. It costs about half what YNAB and Monarch charge.
| Feature | Tovari | YNAB | Monarch | Copilot | Rocket Money |
|---|---|---|---|---|---|
| Starting price | $5.99/moor $44.99/yr | $14.99/mo$109/yr | $14.99/mo$99.99/yr | $13/mo$95/yr | Free tierPremium $7 or $14/mo |
| Annual cost | $44.99 | $109 | $99.99 Core$199 Plus | $95 | $84 or $168by tier |
| Envelope budgeting with true rollover | opt-in per category | — | |||
| Automatic bank sync | |||||
| Statement reconciliation | — | — | — | ||
| Automatic transfer detection | linked, double-entry | card payments only | undocumented | often needs fixing | |
| File import | CSV, OFX, QFX + saved mapping profiles | + QIF | CSV only1 | — | — |
| Full data export | complete archive | 10,000-txn cap | CSV | not on mobile | |
| Safe-to-spend number | — | Flex | Free to Spend | Payday View | |
| Recurring bill detection | + forecast | you create them | |||
| Two-factor authentication | undocumented | ||||
| Household sharing | 5 people | 6 people | unlimited | shared login | 2 people |
1 CSV only, per Monarch's own import documentation. Monarch does not state that OFX/QFX/QIF are unsupported.
Competitor details as of August 2026. Based on each competitor's published documentation, pricing pages, and help centers as of that date. Competitor pricing changes without notice.
See how Tovari stacks up against the competition
Read the full comparison for each app, including what they do better than we do.
Questions
Every account starts with a 14-day free trial of Fundamentals. You add a card to begin the trial, and you can cancel any time before it ends.
Yes. One subscription covers up to five people in your household, and everyone sees the same numbers.
Yes. Cancel any time from Settings on the web, or in the App Store or Google Play if you subscribed there. You won't have to call anyone or click through a retention offer. On the web you can also switch between monthly and yearly yourself.
Yes. We email you a day or two before your free trial ends and your card is charged, so you have time to cancel if Tovari isn't right for you. Trials started on the web also get a reminder three days out. On a yearly plan paid on the web, we also email you about 30 days before it renews.
Tovari has a built-in help chat. Ask it a question from any screen and it answers with links to the right guide. If it can't sort it out, it turns your question into a support request and a real person picks it up. You can also email support@tovarifinancial.com.
Tovari connects to most US banks and credit unions through Plaid. If one of yours won't connect, you can import CSV, OFX or QFX files from it instead.
Tovari's founder, Jason Ewing, has spent more than 20 years working with Fortune 200 customer data. He built Tovari with the same protections:
- Row-level security in our database, so each household can only reach its own records
- Your data is never mixed with another household's
- Encrypted in transit and at rest, with encryption keys that rotate
- Bank connections run through Plaid, so Tovari never sees your bank login
- Two-factor authentication for accounts that sign in with an email and password
We never sell your data, and we never show you ads.
Yes. You can export your household's data from Settings on the web at any time, and a household admin can delete the account from Settings, on the web or in the app.
Yes. Tovari has apps for iPhone and Android. The iPhone app is in public beta on TestFlight and arrives on the App Store in October, and the Android app is on Google Play. Sign in with the same account you use on the web. If you subscribe through an app store, you manage that subscription in the store.